Best RV Insurance Companies (2026)
Disclosure: RVInsurancePlans.com is an independent insurance agency and part of Kaufman Insurance Group. We work with every company on this list, and we may be paid a commission by any of them. These are the companies we honestly recommend for different situations.
Quick answer
- Most readers are first-time buyers, weekenders, full-timers, or owners who rent the RV out. Those uses need different coverage.
- We show which companies we work with for those needs, then shop the ones that fit and recommend what's right for you.
- You get an agent who knows RVs and stays your contact for changes and claims[1].
Get multiple quotes from us
Buying your first RV, switching from weekend trips to full-time living, or renting the rig out when you are home? Auto insurance often is not enough. We work with the companies below for those situations. Tell us how you use the RV. We shop the ones that fit and recommend what we would pick.
Skim each "best for" line for your use (weekends, full-time, rentals, RV plus auto). When you want help comparing, we'll shop multiple RV carriers for you.
Quick picks
| What you need | Companies we work with |
|---|---|
| RV insurance | Foremost · GEICO · National General · Progressive · Roamly |
A few cards mention public review ratings. Those were current as of October 9, 2026, and they can change.
Why buy through RVInsurancePlans.com
What you get with us:
- We ask the real questions first. Your rig, how you travel, where you park it, and whether anyone else uses it.
- Then we shop for you. We work with multiple carriers, pick the ones that fit, and explain the differences side by side[1].
- We'll walk you through it. You'll know what's covered before you buy. No fine print surprises.
- We stay your contact. Call us with questions, changes, renewals, and claims. A real person picks up.
RVInsurancePlans.com is part of Kaufman Insurance Group, headquartered in Twinsburg, Ohio. Kaufman Insurance Group holds agency licenses in Ohio and North Carolina; many of our agents are licensed in the 48 contiguous states.
Get multiple quotes or call 330-486-8404
Our picks for RV insurance
Foremost
Best for: full-timers and specialty RVs
Foremost, a Farmers company[2]
Why we like it
Living in the motorhome year-round? Parking a travel trailer at one site all season? Foremost covers Class A, B, and C motorhomes, vintage and luxury rigs, fifth-wheels, campers, full-time living, and stationary trailers.[3,4]
Have other policies with Farmers companies? You can bundle your RV with other policies from the Farmers family of companies, including Foremost and Bristol West.[5]
Key facts
- Coverage is available for motorhomes used as full-time residences.[3]
- Coverage is available for stationary travel trailers.[3]
- Vacation liability covers your site when you are parked and using the RV as a dwelling or for recreation.[4]
Foremost, a Farmers company, covers Class A, B, and C motorhomes, travel trailers, and full-time RV living.[3]
Where we come in: Living in your RV, or keeping it parked at one spot all season? We'll set up coverage that matches how you actually use it.
Living in the RV, or parking it all season? Foremost is one we work with for full-timers and specialty rigs. We'll shop the carriers that fit how you use it. Get multiple quotes or call 330-486-8404
GEICO
Best for: RV owners who want app-based claims tools
Why we like it
On the road, you want claims that don't wait until Monday. GEICO's RV coverage can include vacation liability, emergency expenses, belongings, roadside help, and total loss replacement, and you can start a claim in the app.[6]
Key facts
- Emergency roadside service is part of GEICO's RV coverage options.[6]
- Coverages include liability, comprehensive, collision, personal belongings, vacation liability, and emergency expenses.[6]
- Total loss replacement coverage is available.[6]
- Claims can be started and managed online or in the GEICO app.[6]
With GEICO, you can start and manage claims online or in the GEICO app.[6]
Where we come in: If something happens on the road, you call us and we'll help you through the claim.
Want claims tools in an app and a familiar RV name? We work with GEICO. We'll look at the carriers that fit your travels. Get multiple quotes or call 330-486-8404
National General
Best for: RV and auto with one company, and for total loss replacement coverage
National General, an Allstate company[7]
Why we like it
If you live in your RV most of the year, ask about Full-Timers Coverage. National General builds that into the conversation, and it matters when the rig is home.[8]
Own a home too? You can bundle your RV with other National General policies, including homeowners and renters.[9]
Key facts
- You can combine your RV and auto on one policy, and if both are in the same covered accident, you're responsible for one deductible, not two.[8]
- Full Replacement Cost Coverage: if an original owner's RV is totaled or stolen and not recovered in its first three model years, National General replaces it with a comparable new RV. After that, it pays the full original sales price toward a replacement.[8]
- Full-Timers Coverage is available for people who live in their RV most of the year.[8]
National General, an Allstate company, has been serving policyholders since 1920.[7]
Good to know: Full-Timer coverage is designed for people who live in their RV most of the year.
Where we come in: We'll check whether you count as a full-timer and look at your RV and car together.
RV and car together, or full-time living in the rig? National General is one we can look at. We'll review the options that fit. Get multiple quotes or call 330-486-8404
Progressive
Best for: owners of almost any kind of RV, from Class A to truck campers
Why we like it
Progressive insures just about every kind of RV, from Class A motorhomes to pop-ups and truck campers. Weekend camper or full-timer, it's worth a look.[10]
Key facts
- Progressive lists coverage for Class A, B, and C motorhomes, fifth-wheels, pop-up campers, travel trailers, and truck campers.[10]
- For qualified new RVs, total loss replacement may pay to replace a totaled RV with a brand new one, subject to the policy terms.[10]
- Replacement cost personal effects coverage covers belongings inside your RV up to the limits you choose.[10]
Progressive is there for you 24/7/365.[11]
Where we come in: We'll ask how you travel and where you go, then find the coverage that fits your rig.
Got a Class A, a pop-up, or something in between? Progressive is one we work with for almost any kind of RV. We'll shop what fits your rig. Get multiple quotes or call 330-486-8404
Roamly
Best for: RV owners who rent out their RV or travel full time
Why we like it
Rent the RV on a peer-to-peer site when you're home? Or live in it full time? Roamly builds coverage for weekenders, vans, full-timers, and owners who share the rig.[12]
Key facts
- Roamly offers RV coverage for full-timers, weekenders, vans, and rentals.[12]
Good signs
- Roamly is rated 4.6 out of 5 on Trustpilot from 2,495 reviews, as of October 9, 2026.[13]
Roamly, backed by a group of established insurers, holds a 4.6 out of 5 on Trustpilot from 2,495 reviews, as of October 9, 2026.[13]
Good to know: Roamly is a good fit to compare if you rent out your RV through a peer-to-peer platform.
Where we come in: Rent your RV out now and then? We'll explain how that works with your coverage and keep you in the loop.
Rent the RV out on weekends? Roamly is one we can look at. We'll review the carriers that fit how you use (and share) your rig. Get multiple quotes or call 330-486-8404
What to ask before you buy
- Let us do the shopping. You don't have to chase down quotes on your own. We work with multiple carriers, shop the ones that fit your situation, and recommend what's right for you.
- We check the company and the coverage, not just the price. Before we recommend a company, we look at how it handles claims and service and walk you through what the coverage includes.
- Ask about full-timer and vacation coverage. Options such as full-timer coverage and campsite and vacation coverage depend on the insurance company you choose.[14]
How we chose these companies
These are companies we place for RVs every week. Weekenders, full-timers, folks who rent the rig out. Different fits. We do not rank them against each other. We shop the carriers that fit you and recommend the one we would put on our own travels.
Get multiple quotes or call 330-486-8404
Frequently asked questions
What is the best RV insurance company?
Honestly, it depends on your situation. There's no single best company for everyone, so our top pick is getting multiple quotes. The categories above show which companies fit which needs, and we'll get you multiple quotes.
Why use an independent agent?
Because you get a person who can shop more than one company, explain the differences, and stick with you after the sale. That's us.
Where is Kaufman licensed?
Kaufman Insurance Group is headquartered in Twinsburg, Ohio. It holds agency licenses in Ohio and North Carolina; many of our agents are licensed in the 48 contiguous states.
Ready to talk it through?
Give us a call or send the form. We'll look at your situation, shop the carriers that fit, tell you what we'd pick, and stay your contact for changes and claims.
Get multiple quotes or call 330-486-8404
Sources
- NAIC: How to Choose an Insurance Agent, accessed October 9, 2026.
- Foremost Insurance Group: Home page, accessed October 9, 2026.
- ForemostSTAR: Product Information, accessed October 9, 2026.
- Foremost: Travel Trailer Insurance, accessed October 9, 2026.
- Foremost: Fifth Wheel Insurance, accessed October 9, 2026.
- GEICO: RV Insurance, accessed October 9, 2026.
- National General: RV Insurance (site header and footer), accessed October 9, 2026.
- National General: RV Insurance, accessed October 9, 2026.
- National General: RV Underwriting Guide, Countrywide (July 15, 2026), accessed October 9, 2026.
- Progressive: RV Insurance, accessed October 9, 2026.
- Progressive: Renters Insurance, accessed October 9, 2026.
- Roamly: RV insurance and FAQ, accessed October 9, 2026.
- Trustpilot: Roamly, accessed October 9, 2026.
- Virginia State Corporation Commission: RV Insurance FAQ, accessed October 9, 2026.
This page is general information, not insurance advice. Coverage, availability, and eligibility depend on the insurance company, your location, and your situation, and every quote is subject to the insurer's underwriting review. Company names belong to their owners, and their inclusion does not mean they endorse us.